Archive of entries posted by David Hunkar

Historical Perspective: Corporate vs. Government vs. Personal Savings

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The U.S. personal savings rate has been going up since last year and in the second quarter of this year reached nearly 5% of disposable personal income.But how about Government and Corporate Savings?. The interesting chart below shows historical savings for Corporate,  Government and Personal Saving from 1940 thru 2008: Source: (1) Includes individuals (including …

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Top 12 Bank Holding Companies in Insurance Brokerage Fee Income

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Over the past few years many US banks have diversified into the insurance sector to increase and smoothen their earnings, offer related financial products to customers. During the credit crisis and the current recession insurance brokerage fee income is helping banks with strong and stable revenues while other types of revenues are decreasing. Due to …

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Foreign Stocks Beat US Stocks Easily Over Long-Term

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For many years US investors turned to foreign stocks for their higher returns, stability and better diversification. Foreign stocks especially European stocks have high dividend yields which helps in the long-term due compounding of returns. An investor who just invests in US equities and ignores foreign stocks will not realize the maximum returns possible. In …

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Government Bailout of Banks as a Percentage of GDP

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Western governments bailed out their large troubled banks in the credit crisis in order to protect the financial system. The following chart shows the government bailout funds for recapitalization of banks as a percentage of GDP in 2008: Source: The Wall Street Journal The US government spent the most amount of money to save the …

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Charts from the GFMS Gold Survey 2009

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The price of gold continues its upward march. It has reached $1,060 an ounce on Tuesday October 20th due to the weak US dollar and investors choosing gold as an alternative to holding dollars. Reuters reports: “U.S. gold futures for December delivery GCZ9 were at $1,065.6 per ounce, up nearly 1 percent from $1,058.10 in …

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