Effects on Returns for Missing Best Trading Days by Country Indices

I written many times before on the importance of staying invested. Recently I wrote about the impact on returns for the DAX Index based on a study by Sutor Bank of Germany. The study also included effect on returns for missing out the best days on other country indices. For the S&P 500, if an investor …

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US Retirement Plan Accounts: Contribution Limits for 2021

The contribution limits for 2021 for the various retirement plans has been released by the Internal Revenue Service(IRS). The contribution limits for Traditional IRA and Roth IRA stands at $6,000 per person (provided one is qualified to contribute). The catchup contribution limit for those aged 50 or higher is $1,000. For college savings, the Coverdell …

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Foreign Equity Markets: Less Concentrated and More Opportunities

In a recent post I mentioned that US stocks beat foreign stocks hands down over the long term. However that does mean one should simply avoid foreign stocks. In addition to diversification benefits, currently international equity markets are less concentrated than US markets and also they offer plenty of choices relative to the US market. …

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