In most developed countries interest rates offered by banks on savings accounts these days are pretty much next to nothing. Germany is no exception. Not only is the interest rate zero some German banks have started charging depositors with high cash balances in their accounts. Most savers around the world including Germans would agree paying a …
Continue reading ‘On the Composition of Assets of German Households’ »
Pulses offer many health benefits as they contain Vitamin-B and are rich in complex carbohydrates, proteins and micronutrients. Pulses can be used as part of healthy diet to fight malnutrition and obesity. Pulses include beans, chick peas, etc. and are consumed less in developed countries. Earlier this year I posted a note discussing some facts …
GDP per capita is usually the popular measure to rank rich and poor countries. However using GDP as the main factor has many flaws. For instance, GDP disregards income levels in a country and a GDP is skewed in some cases where the government accounts for most the GDP. In countries where the state is …
Continue reading ‘The Top 10 Countries Based On Per Capita Wealth 2016’ »
Brent crude for November 2016 delivery closed at $46.83 per barrel yesterday.Just a few years ago oil trade well above the $100 mark it seemed that it would stay in that level forever. In fact, pundits were predicting that the price would reach $200/bbl. Since that totally useless forecasts oil prices have plunged dramatically. According …
Many investors prefer to gain exposure to emerging markets by investing in a fund such as an ETF that replicates an index. However the idea of index investing in emerging markets is not the best way to invest in these markets for a number of reasons. In a recent article last month, Laurent Saltiel of Alliance Bernstein highlighted …
Continue reading ‘Why Investing In Emerging Markets Via An Index Is Not The Best Way’ »