Select Charts From The FDIC Quarterly Banking Profile

Posted by David Hunkar on 19 June 2010, 9:53 am

Some interesting charts from the FDIC Quarterly Banking Profile report are shown below:

1. Number of “Problem” Banks

Yesterday the FDIC shutdown Nevada Security Bank of Reno, Neveda making it the 83rd bank to fail this year. The unofficial problem banks list published by Calculated Risk has increased to 781. Despite talks of economic recovery problem banks continues to rise.

2.Â Capital Ratios of FDIC-insured institutions

The Tier 1 risk-based capital ratio is a bank’s core-equity capital to its total-risk weighted assets. It can be used to determine a bank’s ability to sustain future losses. This ratio has been steadily increasing for US banks since early 2009 as a result of the many bailouts.

Related definitions from the FDIC Site:

“Well Capitalized.” Total Risk-Based Capital Ratio equal to or greater than 10 percent, and Tier 1 Risk-Based Capital Ratio equal to or greater than 6 percent, and Tier 1 Leverage Capital Ratio equal to or greater than 5 percent.

“Adequately Capitalized.” Not Well Capitalized and Total Risk-Based Capital Ratio equal to or greater than 8 percent, and Tier 1 Risk-Based Capital Ratio equal to or greater than 4 percent, and Tier 1 Leverage Capital Ratio equal to or greater than 4 percent.

“Undercapitalized.” Neither Well Capitalized nor Adequately Capitalized.

3. Loan Composition

The majority of the loans held by institutions are real estate loans while credit card loans account for 10% of total outstanding loans.

17 High-Yielding Foreign Stocks in the OTC Markets

Posted by David Hunkar on 19 June 2010, 6:09 am

I ran the stock screener for OTC stocks yielding more than 5% dividends and having market caps of at least $5B. The following 17 stocks met the above criteria:

1. Telstra Corporation Limited (TLSYY)
Current Dividend Yield: 9.40%
Sector: Telecom
Australia

2. Koninklijke KPN N.V. (KKPNY)
Current Dividend Yield: 9.38%
Sector: Telecom
The Netherlands

3. United Utilities Group PLC (UUGRY)
Current Dividend Yield: 8.39%
Sector: Water Utilities
U.K.

4. Telekom Austria AG (TKAGY)
Current Dividend Yield: 7.95%
Sector: Telecom
Austria

5. Advanced Info Service PCL (AVIFY)
Current Dividend Yield: 7.69%
Sector: Telecom
Thailand

6. Zurich Financial Services (ZFSVY)
Current Dividend Yield: 6.73%
Sector: Financial Services
Switzerland

7. CLP Holdings Limited (CLPHY)
Current Dividend Yield: 6.65%
Sector: Utility
Hong Kong

8. RWE AG (RWEOY)
Current Dividend Yield: 6.58%
Sector: Utility
Germany

9. Deutsche Lufthansa AG (DLAKY)
Current Dividend Yield: 6.35%
Sector: Airline
Germany

10. E.ON AG (EONGY)
Current Dividend Yield: 6.34%
Sector: Utility
Germany

11. J Sainsbury plcÂ (JSAIY)
Current Dividend Yield: 6.14%
Sector: Retail
U.K.

12. EDP-Energias de Portugal,S.A (EDPFY)
Current Dividend Yield: 6.07%
Sector: Utility
Portugal

13. National Australia Bank Ltd. (NABZY)
Current Dividend Yield: 6.03%
Sector: Banking
Australia

14. Eisai Co., Ltd (ESALY)
Current Dividend Yield: 5.43%
Sector: Biotechnology
Japan

15. Swisscom AG (SCMWY)
Current Dividend Yield: 5.43%
Sector: Telecom
Switzerland

16. International Power plc (IPRPY)
Current Dividend Yield: 5.22%
Sector: Utility
U.K.

17. Solvay S.A. (SVYSY)
Current Dividend Yield: 5.11%
Sector: Chemicals
Belgium

The majority of the stocks mentioned above are in the telecom or utility sector. National Australia Bank(OTC: NABZY) split its stock 5:1 back in March 2008. On Friday the ADR closed at $21.83.

The Five Largest Banks of Mexico

Posted by David Hunkar on 16 June 2010, 7:22 pm

The five biggest banks of Mexico based on total assets are shown below:

Source: The Banker

The banking industry in Mexico is heavily dominated by foreign banks. Mexico’s largest bank Banamex is a Citigroup(C) subsidiary. BBVA Bancomer is the subsidiary of Spanish banking group BBVA (BBVA).Â Based in Monterrey Grupo Financiero Banorte has been in business since 1899. HSBC MexicoÂ is a member of the British banking group HSBC(HBC). Santander Mexico is part of the Spanish banking giant Banco Santander(STD). Last week Bank of America sold its entire 24.9% stake in Santander Mexico to Banco Santander giving Santander full control of the bank.

The Largest Foreign Companies by Market Cap

Posted by David Hunkar on 15 June 2010, 7:45 pm

Last month Apple (APPL) overtook Microsoft(MSFT) in market capitalization. Since the Deepwater Horizon oil spill BP’s (BP) market cap has decreased dramatically. So I wanted to see which US-listed foreign companies had the largest market capitalization.

The following foreign companies have market cap of over $100B as of market close today:

1. PetroChina Company Limited (PTR)
Current Dividend Yield: N/A

2. China Mobile Ltd. (CHL)
Current Dividend Yield: 3.78%

3. BHP Billiton Limited (BHP)
Current Dividend Yield: 2.55%

4. HSBC Holdings plc (HBC)
Current Dividend Yield: 3.38%

5. Royal Dutch Shell plc (RDS.A)
Current Dividend Yield: 6.41%

6. Petroleo Brasileiro SA (PBR)
Current Dividend Yield: 0.40%

7. BHP Billiton plc (BBL)
Current Dividend Yield: 3.02%

8. Vale (VALE)
Current Dividend Yield: 1.78%

9. China Life Insurance Company Ltd. (LFC)
Current Dividend Yield:0.76%

10. Toyota Motor Corporation (TM)
Current Dividend Yield: 1.52%

11. Novartis AG (NVS)
Current Dividend Yield:

12. Vodafone Group Plc (VOD)
Current Dividend Yield: 4.04%

13. TOTAL S.A. (TOT)
Current Dividend Yield: 6.46%

The most valued company is Exxon Mobil(XOM) of the US at about $294 billion followed by Apple with $236B. BP’s market cap is slightly lower than $100B at about $98B. Royal Dutch Shell plc (RDS.A) and TOTAL S.A. (TOT) have high yields over 6% now due to fall in stock prices.