The contribution limits for 2021 for the various retirement plans has been released by the Internal Revenue Service(IRS). The contribution limits for Traditional IRA and Roth IRA stands at $6,000 per person (provided one is qualified to contribute). The catchup contribution limit for those aged 50 or higher is $1,000. For college savings, the Coverdell …
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In a recent post I mentioned that US stocks beat foreign stocks hands down over the long term. However that does mean one should simply avoid foreign stocks. In addition to diversification benefits, currently international equity markets are less concentrated than US markets and also they offer plenty of choices relative to the US market. …
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Many of the top US firms stayed in the top 10 rank for decades while others did not. For example, AT&T(T) lasted in the top 10 for six straight decades from 1930. General Motors(GM) and General Electric(GE) also ranked in the top 10 for many decades. Some of the one-time wonders include Lucent Technologies and …
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The US equity market accounts for about 40% of the global equity universe. This means the other 60% of investment opportunities exists outside of the US shores. So investors looking to diversify their portfolios and potentially boost their returns on investment must consider adding some foreign stocks. For example, the Spanish stock Exchange has over …
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Stocks can be volatile in the short-term. However over the long-term measured in years they tend to be outperform other types of assets such as bonds, cash, gold, etc. The trick is to be patient and not sell out when there is a downturn in the equity markets. Investors that ignore the short-term declines and …
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